August 24, 2009

How Good Is Your Insurance?

1) Which of the following are you confident your current insurance covers?
Hurricanes/Typhoons
Smallpox, diptheria
Ennui
Acts of God
Acts of a cold, unfeeling universe
Volcano zombie killer bee apocalypse
2) Does your health insurance cover the cost of any preventative care?
no
hell no
3) Your HMO excels at treating you
after a severe accident
like a helpless infant
for numerous rare allergies
to a whimsical dance of paperwork and contested claims
when you aren't actually sick
in the shortest period of time imaginable
with only slight delays which increase with the severity of the illness
with a wide assortment of patented medicaments
4) The profit motive
creates an incentive to provide the highest quality care possible
creates an incentive to deny care when doing so increases the insurer's margins
Posted by flamingbanjo at August 24, 2009 11:23 AM
Comments

My insurance provider has WAY better lawyers than I do, and many more of them. I've tried to figure out what my coverage does, and at what cost to me vis-a-vis co-pays and percentages of total cost per service.

But my time is worth a lot to me. I was born with a limited amount. From the moment Dr. Kintner slapped me on the ass, (figuratively--I was a breech-born Caesarian, actually) my clock has been ticking, and nobody is adding more minutes to the back end of my lifespan.

So...I'm gonna go get drunk, snack on pepperoni sticks, and have a coupla cigarettes. And I won't feel bad about my self-destructive behavior, because the healthy people who've paid premiums to our insurer will have enabled some enterprising young anesthesiologist to be able to buy a boat after his hand in the vain attempt to save my cancerous hide.

They won the race before the gun fired. And they'll continue to step on our heads until we have public funding of campaigns.

Unfortunately...that's 'Socialism.' Just like single payer. Can't have that. This is 'Merica!

Posted by: GreatLizardKing at August 27, 2009 10:06 PM